Asset designer

SettleMint asset designer

The Asset Designer is purpose-built to streamline the creation, issuance, and lifecycle management of regulated, on-chain financial instruments. Designed for use by financial institutions, governments, fintech companies, and asset managers, it provides an intuitive web-based interface that abstracts blockchain infrastructure and smart contract logic, allowing users to focus on financial structuring, regulatory compliance, and business execution.

The platform supports tokenization across five key asset classes, bonds, stablecoins, investment funds, equities, and cryptocurrencies, each with tailored configuration workflows aligned to their economic models and legal requirements. Through a modular, guided process, users define asset metadata, supply models, pricing mechanisms, backing logic, and governance rules. Tokens issued through the Asset Designer are fully compatible with Ethereum token standards.

Tokenized bonds

The bond module enables digital issuance of debt instruments such as corporate, sovereign, or municipal bonds. Tokenized bonds retain core traditional attributes, face value, coupon structure, maturity date, ISIN, and issuance cap, while embedding programmable rules around interest payments, redemption conditions, and transferability.

The interface allows users to define symbol, ISIN, maximum supply, and link the bond to an underlying reserve or collateral (e.g., real estate, cash). These blockchain-based bonds are interoperable with DeFi protocols, support automated coupon disbursements, and can be fractionalized to expand market access. Issuers benefit from real-time visibility, shortened settlement cycles, and improved auditability.

Stablecoins

The stablecoin module facilitates the issuance of price-stable digital currencies pegged to fiat currencies like USD or EUR. Users configure token name, symbol, decimal precision, peg currency, and collateral verification interval, determining how often proof-of-reserve updates must occur.

The platform supports a variety of backing models, including fiat reserves, algorithmic mechanisms, and on-chain collateralization. Stablecoins created via the Asset Designer can integrate with proof-of-reserve systems or off-chain oracles, enabling compliance with regulatory reporting standards. These tokens enable low-volatility payments, programmable finance, and cross-border settlements, bridging traditional finance with digital ecosystems.

Tokenized funds

The fund tokenization module allows asset managers to issue programmable tokens representing units or shares in collective investment schemes, such as hedge funds, venture capital funds, or hybrid strategies.

Users define fund category (e.g., Commodity, Event-Driven, Fixed Income Arbitrage) and fund class (e.g., Absolute Return, Income-Focused, Small-Cap), configure management fees (in basis points), and set token pricing logic aligned with traditional NAV calculation. Smart contracts automate redemptions, lock-up enforcement, and performance fees, while enabling faster onboarding, enhanced transparency, and optional secondary liquidity for LP units.

Tokenized equities

SettleMint’s equity tokenization module enables companies to digitize capital ownership through blockchain-based programmable shares. Users configure equity class (Common, Preferred, Private Equity) and category (ESOP Shares, Convertible Stock, Sector-Based Equity), define denomination parameters, and embed rights such as dividends, voting power, or liquidation preferences.

These tokens serve as legally-aligned digital counterparts to traditional securities, making them suitable for private placements, employee stock plans, early-stage funding, or regulated market participation. Real-time cap table updates, vesting schedules, and compliance integrations help streamline governance, enhance transparency, and broaden shareholder engagement.

Cryptocurrencies

The cryptocurrency creation module supports issuance of native digital tokens for projects building decentralized applications, platforms, or token economies. Users define token name, symbol, decimals, initial supply, and reference price unit. These tokens can power governance, staking, utility access, or economic incentives within digital ecosystems.

SettleMint supports both fixed-supply and dynamic supply models, with optional smart contract features such as inflation control, burn logic, and vesting schedules. All tokens are compliant and designed for seamless integration with wallets, exchanges, DeFi protocols, and DAO frameworks.