Asset Manager

What is the SettleMint Asset Manager?

The SettleMint Asset Manager is a comprehensive digital asset management platform designed for financial institutions, asset issuers, and enterprises managing tokenized assets on blockchain. This enterprise-grade solution provides complete lifecycle control over digital securities, stablecoins, bonds, equities, and other tokenized financial instruments.

Who uses the Asset Manager and why?

• Financial Institutions: Banks and investment firms managing tokenized securities portfolios worth millions
• Corporate Treasurers: Managing company-issued digital bonds and tokenized debt instruments
• Stablecoin Issuers: Maintaining collateral ratios and regulatory compliance for digital currencies
• Fund Managers: Operating tokenized investment funds with real-time NAV tracking
• Compliance Officers: Ensuring regulatory adherence with built-in KYC/AML controls

Key problems the Asset Manager solves:

How does digital asset management work on blockchain?

Once assets are created using the Asset Designer module, they automatically appear in the Asset Management section. The platform leverages smart contracts to enforce rules and permissions, ensuring that all operations are transparent, auditable, and compliant with regulatory requirements.

Why choose SettleMint Asset Manager over traditional systems?

The Asset Manager serves as your operational control center, providing institutional-grade tools that traditional asset management systems cannot match:

• Real-time Settlement: Execute transfers and updates in seconds, not days
• Immutable Audit Trail: Every action is permanently recorded on blockchain
• Automated Compliance: Smart contracts enforce rules automatically, reducing compliance costs by 60%
• Global Accessibility: Manage assets 24/7 from anywhere with bank-grade security
• Cost Reduction: Eliminate intermediaries and reduce operational costs by up to 70%

What types of digital assets can I manage?

The platform supports comprehensive management of six major asset classes, each with specialized features:

Each asset class supports unlimited instances. For example, under "Stablecoins," you can manage multiple currencies like "EUR-Stable," "USD-Token," or "GBP-Digital," each with independent configurations and compliance rules.

How do I navigate the Asset Management Dashboard?

Each tokenized asset has its own comprehensive dashboard providing real-time insights and controls. The dashboard is organized into seven specialized tabs designed for different operational needs:

What information can I see about my digital assets?

The platform provides institutional-grade analytics and monitoring across seven key areas:

1. Details Tab: What key metrics should I monitor?

The Details tab provides critical real-time information that compliance officers, treasurers, and asset managers need to monitor:

Essential Asset Identifiers

• Asset Name & Trading Symbol: Your custom branding (e.g., "Euro Stablecoin" with symbol "EURS")
• Smart Contract Address: Immutable blockchain identifier for integration with wallets and exchanges
• Asset Creator: Original issuer's verified wallet address for transparency
• Decimal Precision: Token divisibility (18 decimals = standard, like ETH)

Real-time Supply Metrics

• Total Supply: Current circulating tokens (updates instantly with mint/burn operations)
• Burned Tokens: Permanently removed from circulation for supply management
• Market Capitalization: Total Supply × Unit Price (real-time valuation)
• Daily Volume: 24-hour transaction volume indicating liquidity

Holder Analytics

• Total Holders: Number of unique wallets (indicates adoption rate)
• Ownership Concentration: Top holder's percentage (regulatory metric for market manipulation risk)
  • < 10%: Highly distributed (ideal for public tokens)
  • 10-50%: Moderate concentration (typical for corporate tokens)
  • > 50%: High concentration (common during initial issuance)

Pricing Information

• Unit Price: Current token value in base currency
• Price History: 30-day price chart with volatility indicators
• Market Depth: Buy/sell order distribution

2. Collateral Management: How do I ensure my assets are properly backed?

For regulated assets like stablecoins and deposits, the Collateral section provides transparency and compliance tools that traditional systems cannot match:

What collateral metrics are tracked?

Real-time Collateral Monitoring

• Proven Collateral: Cryptographically verified reserves (updated every 15 minutes)
• Required Threshold: Regulatory minimum (typically 100-150% for stablecoins)
• Current Ratio: Live collateralization percentage with color-coded alerts:
  • 🟢 Green (>110%): Healthy over-collateralization
  • 🟡 Yellow (100-110%): Approaching minimum threshold
  • 🔴 Red (<100%): Immediate action required

Proof of Reserves System

• Validation Timestamp: When collateral was last verified by oracles
• Expiration Countdown: Time until new proof required (typically 24-72 hours)
• Audit Trail: Complete history of all collateral updates
• Multi-signature Requirements: 3-of-5 approval for collateral changes

How does automated collateral management work?

3. Analytics Dashboard: What insights can I gain from asset statistics?

The Statistics section transforms raw blockchain data into actionable business intelligence:

Key Performance Indicators (KPIs)

Supply Dynamics

• Supply Growth Rate: Monthly percentage change with trend analysis
• Mint/Burn Ratio: Indicates expansion or contraction phases
• Velocity Metric: How often tokens change hands (liquidity indicator)
• Average Hold Time: Investor confidence metric

Distribution Analysis

• Gini Coefficient: Mathematical measure of wealth distribution (0-1 scale)
• Wallet Segmentation:
  • Whales (>1% of supply): 5 wallets
  • Institutions (0.1-1%): 50 wallets
  • Retail (<0.1%): 10,000 wallets
• Geographic Distribution: Token holders by jurisdiction (KYC-verified)

Transaction Metrics

• Daily Active Wallets: 7-day moving average
• Transaction Value: Total, average, and median amounts
• Gas Efficiency: Average transaction cost in USD
• Peak Usage Times: Hourly distribution for capacity planning

How do I use these analytics for decision-making?

Export Options: PDF reports, CSV data, API access for BI tools

4. Holder Management: How do I manage and monitor token holders?

The Holders tab provides comprehensive investor management tools with privacy-preserving analytics:

What holder information is available?

Holder Profile Data

• Wallet Identification: Address with optional KYC-verified labels
• Holdings Analysis:
  • Current Balance: Real-time token amount
  • USD Value: At current market price
  • % of Supply: Ownership percentage
  • Acquisition Cost: Average purchase price
• Account Classification:
  • 🏢 Institutional: Verified corporate wallets
  • 👤 Retail: Individual investors
  • 🏛️ Treasury: Company-owned reserves
  • 🔒 Vesting: Time-locked employee tokens

Compliance Status Indicators

• ✅ KYC Verified: Identity confirmed
• 🔍 Under Review: Pending compliance check
• ⚠️ Flagged: Requires additional verification
• 🚫 Restricted: Blocked from transactions

How can I manage holder restrictions?

5. Audit Trail: How do I track all asset operations?

The Events tab provides an immutable, cryptographically secured record of every action:

What events are tracked?

Transaction Events

• Transfers: All token movements with sender/receiver details
• Mints: New token creation with authorization signatures
• Burns: Token destruction with reason codes
• Freezes/Unfreezes: Compliance actions with documentation

Administrative Events

• Role Changes: Permission modifications with approver details
• Parameter Updates: Interest rate or fee adjustments
• Collateral Updates: Reserve changes with proof links
• Contract Upgrades: Smart contract modifications (if upgradeable)

How do I use the audit trail for compliance?

Search and Filter Capabilities

• By Date Range: Specific reporting periods
• By Event Type: Focus on specific operations
• By Actor: Track individual user activities
• By Amount: High-value transaction monitoring

Compliance Features

• Regulatory Reports: Generate SOC2, MiCA, or custom formats
• Forensic Analysis: Trace fund flows with visualization
• Export Formats: JSON, CSV, PDF with digital signatures
• API Access: Integrate with existing compliance systems

6. Access Control: How do I manage permissions securely?

The Permissions system implements enterprise-grade role-based access control (RBAC) with blockchain-enforced security:

What roles are available?

🔴 Admin Role (Highest Level)

• Capabilities: Full system control including emergency pause
• Typical Users: C-suite executives, compliance directors
• Multi-sig Required: 3-of-5 approval for critical actions
• Use Cases: Crisis management, major policy changes

🟡 Supply Manager

• Capabilities: Mint/burn tokens, manage reserves
• Typical Users: Treasury managers, CFO delegates
• Restrictions: Cannot modify permissions or freeze accounts
• Audit: All actions require business justification

🟢 User Manager

• Capabilities: KYC approval, holder management
• Typical Users: Compliance officers, customer service leads
• Scope: Cannot affect token supply or contracts
• Tools: Bulk operations for efficiency

🔵 Auditor (Read-Only)

• Capabilities: View all data, generate reports
• Typical Users: External auditors, regulators
• Access: Time-limited with automatic expiration
• Privacy: Can see aggregated data only

How do I implement secure permission management?

7. Compliance Controls: How do I manage blocked addresses?

The Block List provides powerful compliance tools to meet regulatory requirements and protect asset integrity:

When should I block addresses?

Regulatory Compliance

• Sanctions Lists: OFAC, EU, UN sanctioned entities
• AML Flags: High-risk wallets identified by Chainalysis/Elliptic
• Court Orders: Legal freezing requirements
• Geographic Restrictions: Jurisdiction-based blocking

Risk Management

• Hack Prevention: Block compromised wallets immediately
• Fraud Protection: Prevent known bad actors
• Market Manipulation: Stop wash trading addresses
• Smart Contract Bugs: Quarantine affected contracts

How does the blocking system work?

Blocking Process

Blocked Address Capabilities

• ❌ Cannot receive tokens
• ❌ Cannot send tokens
• ❌ Cannot interact with smart contracts
• ✅ Can still view balance (for transparency)

Unblocking Process

• Requires documented justification
• Multi-signature approval (2-of-3 minimum)
• Automatic audit log entry
• Notification to compliance team

Quick Actions: What operations can I perform on my assets?

The Manage menu provides instant access to critical asset operations with built-in safety controls:

How do I perform common asset operations?

💰 Mint New Tokens

• Use Case: Increase supply for growing demand
• Requirements: Supply Manager role + collateral verification
• Process: Enter amount → Provide business reason → Multi-sig approval
• Time: 15 seconds for on-chain confirmation
• Limit: Daily minting cap prevents errors (configurable)

🔥 Burn Tokens

• Use Case: Reduce supply, process redemptions
• Validation: Ensure tokens are in treasury wallet
• Automation: Link to fiat withdrawal systems
• Reporting: Automatic tax documentation generation

🔐 Update Collateral

• Frequency: Daily for volatile assets, monthly for stable
• Methods: Manual entry, oracle feed, bank API
• Verification: Requires proof documentation upload
• Alert: Stakeholders notified of changes

⏸️ Emergency Pause

• When to Use: Security breach, regulatory order, system upgrade
• Effect: Freezes all token transfers globally
• Authorization: Requires 2 admin signatures
• Communication: Automatic holder notification

👤 Manage Administrators

• Add Admin: New team member onboarding
• Remove Admin: Secure offboarding process
• Rotate Keys: Quarterly security practice
• Backup: Always maintain 3-5 admins

What are the built-in safety features?